~6-17-05~ Maybe

i don't know if my son is asleep or not. i got tired of lying in bed listening to him. i had to go in a few times, then i just said screw it. i had some bills to take care of. so far he hasn't come out, so whatever!!


bob got his vacation pay today. WOO-HOO!!!!! lord how nice would it be if his checks were like that every pay!!!!!!!!!


so now i am paying off some credit cards, getting some others paid down and trying to keep some in savings, just cause you never know. i don't know if it is better to have some $ in savings or to pay things off. i think i heard it is better to pay stuff off when you have the $. i just want to have a bit in savings since IF/when we ever move, you never know what we are going to need. i only owe about $600 on my eyes. that should be paid off in jan 06, but they charge interest of course, and installment fees, so i think i am just gonna pay that one. same with the work on bob's car. it is no interest for 6 months, but i just hate having $150 payment each month. i also owe my mom $1000. i know i can pay her whenever, but again, i want to get rid of as many monthly payments as i can. especially if i am going to have a double house payment IF/when we ever move!!!! god it sucks how quickly money goes once you get it!!!!


i was going to cancel a few of my cards, but i hate doing that. i always feel that as soon as i do that something is going to happen and i am going to need them!! i was really concerned to get rid of some to improve my credit score, but now since we "supposedly" can get a lower interest rate going FHA i really don't have to worry about it. hell, i think i am going to do it anyways! if they are there, there is always a chance they will be used. i am almost down to 3 and that is all i want. so that is it. after i am done here i am cancelling them.


well i just heard a noise from clay so i assume he is still up in there.


oh well........better get on this stuff before he comes out and starts harassing me, then nothing will get done!!


here comes my child, so i am outta here!